Taking the time to manage your money better can really pay off. It can help you stay on top of your bills and save £1,000s each year. You can use these extra savings to pay off any debts you might have, put them towards your pension, or spend them on your next car or holiday. Read on for money management tips, including how to set up a budget, sticking to it and how to save.

This question is what inspired Professor Clayton Christensen to pursue his work on the theory of disruption. There are many startups out there that manage to identify and meet a customer need. They become successful; they grow big. Systems are put in place to manage the scale they achieve. They start to focus on different things.

Budgeting your money may be one of the least enjoyable things ever. And let’s be honest: most of us are much better at spending than we are at saving. Nonetheless, it’s still important; after all, it’s not often you hear someone say, “Darn, I budgeted too well this month,” or, “I wish I hadn’t saved so much money.”

Every company, big or small, is always concerned about one thing – managing money. Proper financial management is crucial to surviving a volatile economy and the industry competition.

Cash flow is king in the world of freelance. Why? Because you don’t have a steady paycheck rolling in every two weeks anymore. That means you need to collect on invoices, plan for taxes and minimize your expenses while maximizing your billable hours. This chapter walks through the necessary evil of managing the books.

Freelancing is risky without a financial plan. In a perfect world, clients pay as regularly as you work. But most freelancers know that payments fluctuate and often arrive later than promised. To survive and even thrive as a freelancer, you've got to take charge of your money. If you think you don't earn enough to have the security that you want, you need a plan more than anyone else.

Cash flow difficulties are often a major obstacle to a smooth freelance life. Cash flow is the money you receive and the money you spend during a given time period.

Freelancing is rewarding, but it is not for the faint of heart. Yes, you get to do work you love and you get to do it on (mostly) your own terms. You also have play roles you may not enjoy so much, like marketer, sales person, and bookkeeper, some of which we've talked about before. And one of the biggest challenges in freelancing is managing an irregular income.

Freelance or contract jobs usually mean you will face feast or famine. It is inevitable. Then, you will start to doubt yourself or why you are even trying to launch a freelance or contract business.

How you manage, spend, and invest your money can have a profound impact on your life, yet very few schools teach these important skills. Learning financial savvy can take a while, but the basics are fairly simple and never change. Here’s where to get started.

It would be nice if you could have one magic formula or one easy trick that made it so you never had to worry about money again. If you are tired of being stressed out about money all of the time, you need to get a hold on your personal finances.